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J ºñÀÚÀÇ º¸Çè °¡ÀÔÀº ¹Ì ¿¬¹æ Á¤ºÎ ¿ä±¸ Á¶Ç×À̱⠶§¹®¿¡ º¸Çè °¡ÀÔ ¼­·ù°¡ DS-2019 ¹ß±Þ Á¦½Ã ¼­·ù°¡ µÇ±âµµ ÇÕ´Ï´Ù.
ÇÏÁö¸¸ ÇöÀç ´ëºÎºÐÀÇ ´ëÇÐÀ̳ª ¿¬±¸±â°üµéÀº DS-2019 ¹ß±Þ Á¶°Ç¿¡ µû¶ó º¸Çè °¡ÀÔÀÌ ¼±Çà µÇ¾î¾ß ÇÒ °æ¿ì¿Í ¶Ç´Â DS-2019 ¸¦ ¹ß±Þ ¹ÞÀº ÈÄ Ãâ±¹ Àü¿¡ º¸ÇèÀ» °¡ÀÔ ÇÏ¼Å¾ß ÇÕ´Ï´Ù.

¸ÕÀú DS-2019 ¹ß±Þ Á¶°Ç¿¡ º¸Çè ¼­·ù¸¦ ÷ºÎ ÇØ¾ß ÇÏ´Â ´ëÇÐÀÇ °æ¿ì ¿¹»ó ¹Ì±¹ ü·ù ±â°£À» ¹ÙÅÁÀ¸·Î º¸ÇèÀ» °¡ÀÔ ÇϽðí
ÇØ´ç Çб³¿¡ ¼­·ù¸¦ Á¦Ãâ ÇϽŠÈÄ DS-2019¸¦ ¹Þ½À´Ï´Ù. ¹Ì¸® °¡ÀÔ ÇÑ º¸ÇèÀÇ º¸Çè ±â°£À» º¯°æÇÏ¿© Ãâ±¹ÀÏ·Î ºÎÅÍ º¸ÇèÀÌ
À¯È¿Çϵµ·Ï ¼³Á¤ÇÏ½Ã¸é µË´Ï´Ù.

DS-2019 ¹ß±Þ Á¶°Ç¿¡ º¸Çè ¼­·ù Á¦ÃâÀÌ ¾øÀ¸½Ç °æ¿ì DS-2019¹ß±ÞÀ» ¹ÞÀ¸ ½Å ÈÄ Ãâ±¹ ÀÏÀÚ°¡ Á¤ÇØÁö¸é Ãâ±¹ ÀÏÀÚ·Î ºÎÅÍ
À¯È¿ÇÑ º¸ÇèÀ» °¡ÀÔ ÇÏ½Ã¸é µË´Ï´Ù.

±Þº¯Çϴ ȯÀ²°ú DS-2019 ¹ß±Þ Á¶°Ç¿¡ µû¶ó ¹Ì¸® Áغñ¸¦ Çϼż­ ÁÁÀº °á°ú ÀÖÀ¸½Ã±æ ¹Ù¶ó°Ú½À´Ï´Ù.
¹æ¹® ¿¬±¸ÀÚ (±³È¯±³¼ö, ¹æ¹®¿¬±¸¿ø, Æ÷´Ú ¹× µ¿¹Ý°¡Á·) º¸Çè¾È³»
J-1 ºñÀÚ¸¦ ¼ÒÁöÇϽŠºÐ°ú J-2 ºñÀÚ¸¦ ¼ÒÁöÇÑ µ¿¹ÝÀÚ ºÐµéÀº ¹Ì ¿¬¹æ Á¤ºÎ¿¡¼­ ¿ä±¸ÇÏ´Â º¸Çè Á¶°Ç [Code of Federal Regulations]À» ¸¸Á·ÇÏ´Â º¸ÇèÀ»¹Ì±¹ ü·ù±â°£µ¿¾È Àǹ«ÀûÀ¸·Î °¡ÀԵǾî ÀÖ¾î¾ß ÇÕ´Ï´Ù.
ÇØ´ç ¹æ¹®¿¬±¸ÀÚ ºÐµéÀº º¸Çè °ü·Ã ¼­·ù¸¦ Çб³¿¡ Á¦Ãâ ÇÏ¼Å¾ß Çϸç ÀÌ·¯ÇÑ Àǹ«Á¶Ç× À§¹Ý ½Ã Çб³Ãø¿¡¼­´Â ÇØ´ç J ºñÀÚ¸¦ ¸¸·á½Ãų ¼ö ÀÖ´Â ±ÇÇÑÀ» °¡Áö°í ÀÖ½À´Ï´Ù.
Students coming to the US to study on a J-1 Student Visa, and their family members that are joining them are required by the US government to carry medical insurance for the full duration of their stay in the USA. Colleges and universities are required to provide the government requirements for this insurance however the information provided usually only illustrates some of these requirements. Below you will find the full text of the US government requirements for students coming to the US and their family members on a J-1 & J-2 Student Visa.
¹Ì ¿¬¹æÁ¤ºÎ [Code of Federal Regulations] [CITE: 22CFR514.14] J-1,J-2 ÃÖ¼Ò º¸Çè ¿ä±¸Á¶Ç×
 
1. Medical benefits of at least $100,000 per accident or illness
2. Repatriation of remains in the amount of $25,000
3. Expenses associated with the medical evacuation of the exchange visitor to his or her home country in the amount of $50,000 and
4. A deductible not to exceed $500 per accident or illness
¿¬±¸³â º¸ÇèFAQ's
»ç¶÷µéÀÌ J1,2-VISA ´Â ¹Ì ¿¬¹æ º¸ÇèÁ¶°ÇÀ¸·Î º¸ÇèÀ» °¡ÀÔÇØ¾ß ÇѴٴµ¥ ±× Á¶°ÇÀÌ ¹«¾ùÀΰ¡¿ä?
¹Ì±¹ ¹æ¹®µµ óÀ½ÀÌ°í º¸Çè°¡ÀÔµµ »ý¼ÒÇѵ¥ ÀÌ ³»¿ëµéÀº ¹«¾ùÀ» ¸»ÇÏ´Â °Ç°¡¿ä?
ºñÀÚ¸¦ ¹ÞÀ» ¶§ º¸Çè°¡ÀÔ Áõ¸íÀ» ÇØ¾ß Çϳª¿ä?
¸¸¾à Çб³³ª ±â°ü¿¡¼­ º¸ÇèÁõ¸íÀ» ¿ä±¸ÇÏÁö ¾Ê¾Æ ±×³É Ãâ±¹ÇÑ´Ù¸é ¾î¶»°Ô µÇ³ª¿ä?
±×·³ ÇØ¿Ü¿¡¼­µµ °¡ÀÔÀ» ÇÒ ¼ö ÀÖ³ª¿ä?
º¸Çè°¡ÀÔ ÈÄ º´¿ø ÀÌ¿ëÀº ¾î¶»°Ô Çϳª¿ä?
Ä¡°úÁúȯµµ º¸»óÀÌ µÇ³ª¿ä?
Á¦°¡ °¡´Â Çб³ ´ã´ç ±³¼ö°¡ º¸ÇèÀº ÀÚºñ·Î ±¸ÀÔÇؼ­ ¿À¶ó°í Çϴµ¥ ¾î¶»°Ô ÇÏ¸é µÇ³ª¿ä?
¹Ì±¹¿¡¼­ ü·ù±â°£À» 2³âÁ¤µµ ¿¹»óÇϴµ¥ º¸Çè°¡ÀÔÀº 2³â°£ µÇ³ª¿ä?
¹Ì±¹¿¡¼­ ¿¬±¸ ÀÏÁ¤ÀÌ ³¡³ª°í ´Ù¸¥ Áö¿ªÀ¸·Î ¿©ÇàÀ» °¥ ¿¹Á¤Àε¥ ¶Ç, ´Ù¸¥ º¸ÇèÀ» °¡ÀÔÇØ¾ß Çϳª¿ä?
ÀÏÁ¤ÀÌ ÀÏÂï ¸¶¹«¸® µÇ¾î Çѱ¹À¸·Î µ¹¾Æ ¿Ô½À´Ï´Ù. º¸Çè±â°£ÀÌ ¾ÆÁ÷ ¸¹ÀÌ ³²¾Ò´Âµ¥ ¾î¶»°Ô ÇÏ¸é µÇÁÒ?
¹Ì±¹ ÇöÁö º¸Çè ¿ë¾î ¹× Cover ³»¿ë Á¤¸®
±¹¹Î°Ç°­ÀǷẸÇèÀÌ ÀÖ´Â ¿ì¸®³ª¿Í´Â ´Þ¸® ¹Ì±¹Àº Àü ±¹¹ÎÀ» »ó´ë·Î ÇÏ´Â °Ç°­ÀǷẸÇèÀ̾ø½À´Ï´Ù. ¹Ì±¹À¸·Î ±³È¯±³¼ö³ª Æ÷´Ú, visiting À¸·Î °¡¼Å¼­ °¡ÀÔÇϽô º¸ÇèÀº ¸ðµÎ »ç º¸ÇèÀÔ´Ï´Ù. °¢ Çб³¸¶´Ù ¿¬±¸¼Ò, Á¤ºÎ±â°üµî °¡ÀÔÇϽô º¸ÇèÀÌ ¸ðµÎ Á¾·ù°¡ ´Ù¾çÇϸç,coverµÇ´Â³»¿ë°úº¸Çè·á¶ÇÇÑõÂ÷¸¸º°ÀÔ´Ï´Ù.
¸¸¾à ºÎµæÀÌÇÏ°Ô ²À ¹Ì±¹ÇöÁö º¸ÇèÀ» °¡ÀÔÀ» ÇÏ¼Å¾ß ÇÑ´Ù¸é ÀÚ½ÅÀÌ °¡ÀÔÇÏ´Â º¸Çè»óÇ°µéÀÇ ³»¿ëÀ» Àß ÆÄ¾Ç ÇÏ¼Å¾ß Çϸç, Àڽſ¡°Ô ¸Â´Â º¸ÇèÀ» Àß ¼±Åà ÇÏ¼Å¾ß ÇÕ´Ï´Ù. ±×¸®°í, º´¿øÀ» ÀÌ¿ëÇÏ½Ç ¶§¿¡µµ ÀÚ½ÅÀ̳ª °¡Á·µéÀÌ °¡ÀÔÇÏ°í ÀÖ´Â º¸Çè¿¡¼­ ¾î¶² Ç׸ñµéÀÌ cover °¡ µÇ¸ç, deductible(¸éÃ¥±Ý) co-pay, ȤÀº co-insurance, visiting fee µîµîÀÌÂ÷ÁöÇϴºñÁßÀ̾󸶸¸Å­ÀÎÁö¸¦¼÷Áö ÇϼžßÀÇ·á¼ö°¡°¡³ôÀº¹Ì±¹¿¡¼­ ´çȤ½º·¯¿î ÀÏÀ» °ÝÁö ¾ÊÀ» °ÍÀÔ´Ï´Ù.
1) HMO vs PPO
2) Provider, Member(Subscriber)
3) In-Network, Out-of-Network
4) Negotiated fee(ȤÀº Contracted fee)
5) Deductible(¸éÃ¥±Ý)
6) Office visit
7) Co-Insurance ȤÀº Co-pay
8) out-of-pocket maximum
9) Dental, vision
10) ±â¿ÕÁõ(Pre-existing)
À§ º¸Çè°¡ÀÔ¿¡ ÀÖ¾î ¿ë¾î µéÀ̳ª ÁÖÀÇ ÇÏ¼Å¾ß ÇÏ´Â »çÇ׿¡ ´ëÇØ °£´ÜÇÏ°Ô Á¤¸®¸¦ Çغ¸¾Ò½À´Ï´Ù.

¼­µÎ¿¡µµ ¸»¾¸ µå¸° ¹Ù´ë·Î ¹Ì±¹ ÇöÁö º¸ÇèÀº ÀÌ·¯ ÀÌ·¯ ÇÏ´Ù¶ó°í Á¤È®ÇÏ°Ô Á¤ÀǸ¦ ³»¸®´Â °ÍÀÌ ¾Æ´Ï¶ó Æò±ÕÀûÀÎ ³»¿ëÀ» ¸»¾¸µå·È°í, °¢ ÀÚÀÇ »óȲ¿¡ ¸Â°Ô º¸Çè ¼±Åÿ¡ ÀÖ¾î ½ÅÁßÇÏ°Ô ¼±ÅÃÇϽðí, ¹Ì±¹¿¡¼­ º¸ÇèÀ» °¡ÀÔÇÒ °ÍÀÎÁö, Çѱ¹¿¡¼­ º¸ÇèÀ» °¡ÀÔÇÏ°í °¥ °ÍÀÎÁö¸¦ ÆÇ´Ü ÇÏ¼Å¾ß ÇÕ´Ï´Ù. º¸Åë Æ÷´ÚÀ̳ª Visiting À¸·Î Ãâ±¹ÇϽô J-visa ºÐµé²²¼­ Çб³¿¡¼­ º¸ÇèÀ» ¾î´À Á¤µµ ºÎ´ãÀ» ÇØ ÁØ´Ù°í ¸·¿¬ÇÏ°Ô ÁÁ¾Æµé ÇϽðí, ¹Ý´ë·Î ºÎ´ãÇØ ÁÖÁö ¾Ê´Â´Ù°í Çؼ­ ³«´ãÇϽô ºÐµéÀÌ °è½Ê´Ï´Ù.

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