Columbia University ¿Í ÇÔ²²ÇÏ´Â LIGÀ¯Çлýº¸Çè
ÀÌ°÷Àº ȸ¿ø´ÔµéÀÇ À¯Çлýº¸Çè , Çؿܵ¿¹Ý°¡Á·º¸Çè , ÃâÀåÀÚº¸Çè , ±³È¯±³¼öº¸Çè , Æ÷½ºÆ®´ÚÅͺ¸Çè À» À§ÇÑ Àü¿ë °ø°£ÀÔ´Ï´Ù . »ó´ãÀ» ¿øÇÏ½Ã¸é ¸ðµçºÐµéÀº ÁÂÃø¿¡ »ó´ã½Åû¼¸¦ ÀÛ¼ºÇØ Áֽðųª À̸ÞÀÏ ¹× ¿¬¶ôó·Î ¿¬¶ô ÁÖ½Ã¸é µË´Ï´Ù.
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Columbia University µî·Ï½Ã ÇÊ¿äÇÑ º¸ÇèÀº »óÇØ , Áúº´ Ä¡·áºñ°¡ $300,000 ÀÌ µÇ¾î¾ß ÇÔÀ¸·Î F-1, J-1 ºñÀÚ´Â Çб³º¸ÇèÀ» °¡ÀÔÇÏ¼Å¾ß ÇÕ´Ï´Ù. ÇÏÁö¸¸ F-2,J-2 µ¿¹Ý°¡Á·ºÐµéÀÌ °¡Á·º¸Çè Ç÷»À¸·Î 3ÀÎÀÌ °¡ÀÔÇÏ´õ¶óµµ Çб³º¸Çè °¡ÀÔ´ëºñ ¾à$4,825 ÀÇ º¸Çè·á¸¦ Àý°¨ÇÒ¼ö ÀÖ½À´Ï´Ù. |
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Insurance Comparison
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Insurance Provider |
LIGÀ¯Çлýº¸Çè |
Çб³º¸Çè (Aetna) |
Benefit |
$50,000 Per Injury & Sickness |
$300,000 or $1,000,000 |
Lifetime Maximum |
Unlimited |
$300,000 or $1,000,000 |
In Network |
100% |
80%~100% |
Out Of Network |
100% |
50%~70% |
Deductible |
$0 |
$10~$25 office visit |
Prescription Drug |
º¸»óÇѵµ¿¡ Æ÷ÇÔ |
$1,500 per policy year |
Student |
$527~$621 |
Basic $1,498/ Comprehensive $2,148 |
Spouse |
$446~$576 |
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Child |
$257~$570 |
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*À§ º¸Çè·á Student , Spouse ´Â 20~30¼¼ ±âÁØÀ̸ç Child ´Â 3~14¼¼ ±âÁØÀÇ º¸Çè·áÀÔ´Ï´Ù.
Ä¡·áºñ $20,000 ±âÁØ ÀÚ±âºÎ´ã±Ý ºñ±³ ¿¹½Ã ( Çб³¿¡ µû¶ó º¸ÀåÇÏ´Â ¹üÀ§°¡ ´Ù¸¥ °ü°è·Î ¾à°£ÀÇ Â÷ÀÌ°¡ ÀÖÀ»¼ö ÀÖ½À´Ï´Ù)
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±¸ ºÐ |
LIGÀ¯Çлýº¸Çè |
Çб³º¸Çè |
Deductible (¸éÃ¥±Ý) |
$ 0 |
$0 |
Co Payment |
100% |
50%~100% |
Emergency Room Expense |
$ 0 |
$100 |
Doctor Visiting Fee |
$ 0 |
$15 |
ÃÑ Àڱ⠺δã±Ý |
$ 0 |
¾à $100~$10,000 |
Çб³º¸Çè ´ÜÁ¡ |
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1. Dedutible ºÎ´ã. 2. ¼¼ºÎ Ç׸ñ º¸»óÇѵµ Á¦ÇÑ
3. ³ôÀº º¸Çè·á |
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LIGÀ¯Çлýº¸Çè |
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1. Co-insurance °¡ ¾øÀ½ 2.100% ÀÇ·á½Çºñ º¸»ó 3. World Wide |
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