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Purdue University Main Campus 와 함께하는 LIG유학생보험
이곳은 회원님들의 유학생보험 , 해외동반가족보험 , 출장자보험 , 교환교수보험 , 포스트닥터보험 을 위한 전용 공간입니다 . 상담을 원하시면 모든분들은 좌측에 상담신청서를 작성해 주시거나 이메일 및 연락처로 연락 주시면 됩니다.
Purdue University 같은경우 2009년도 부터 F-1 비자는 학교 보험을 의무로 하고 있으므로 학교 보험으로 가입 하셔야 합니다. 하지만 F-2, J-1, J-2 비자 분들은 LIG보험으로 가입 하시면 3 인가족 분들이 가입시 연간 $4000 정도 보험료를 절감하실수 있습니다 .
Insurance Comparison
Insurance Provider
LIG유학생보험
학교보험 (Academic)
Benefit
$50,000 Per Injury & Sickness
$500,000 max benefit
Lifetime Maximum
Unlimited $500,000 lifetime
In Network
100% 80%
Out Of Network
100% 60%
Deductible
$0 $350 per policy year
Prescription Drug
보상한도에 포함
$20~$40 copay
Student
$482~$569
$1,039
Spouse
$482~$569
$3,824
Child
$356~$381
$1,322
*위 보험료 Student , Spouse 는 20~30세 기준이며 Child 는 3~14세 기준의 보험료입니다.
더 자세한 보험료는 http://www.ksalig.com/dbinsu/info_05.html 에서 확인하시면 됩니다.
치료비 $20,000 기준 자기부담금 비교 예시 ( 학교에 따라 보장하는 범위가 다른 관계로 약간의 차이가 있을수 있습니다)
구 분
LIG유학생보험
학교보험
Deductible (면책금)
$ 0
$350 per policy year
Co Payment
100%
60%~80%
Emergency Room Expense
$ 0
$100
Doctor Visiting Fee
$ 0
$15
총 자기 부담금
$ 0 약 $4,000~$8,000
학교보험 단점
1. Dedutible 부담.
3. 높은 보험료
1. Co-insurance 가 없음
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학교보험 단점 
